Who Will Fix Your Motorcycle?
Even if you are lucky enough to walk away from a motorcycle accident uninjured, your bike may not be so lucky. Nearly every accident will require some level of motorcycle repair to ensure that your bike is mechanically sound and safe to ride. But even minor motorcycle repairs can be expensive. Who will pay for them?
Minimum Liability Insurance
In Texas, all drivers—of automobiles, motorcycles and other vehicle classifications—are required to carry minimal liability insurance so they cover the cost of accidents they cause. By law, all Texas drivers must have the following coverage:
- $30,000 bodily injury coverage for one person in an accident
- $60,000 bodily injury coverage total per accident
- $25,000 property damage coverage per accident
If your motorcycle was damaged in an accident that was not your fault, your motorcycle repair should be covered by the accident-causing party’s insurance. But getting compensation isn’t always that easy.
Assigning Blame for a Motorcycle Accident
Although it may seem obvious that your motorcycle repairs should fall under property damage coverage, you may need the help of an experienced Austin motorcycle accident attorney to get payment from the accident-causing party’s insurance company. Insurance companies don’t want to pay, so they’ll look hard for ways to assign blame for the accident on you. They may also try to offer compensation far below the cost of the repairs you need. Don’t fall for these bad faith insurance practices. And don’t settle for less!
Even if the traffic report filed by a police officer assigns fault for the accident to you, you may still be eligible for compensation. Police officers responding to a motorcycle accident, especially if injured people are present, are under a great deal of stress. They may not be properly trained in vehicular accident investigation. They may be biased against motorcycle riders, thinking that motorcycle riders are all unnecessary risk-takers. These factors can result in a biased report.
A motorcycle accident attorney has resources—investigators and crash recreation experts—that more objectively review the accident. Often they find that the party blamed for the accident in the police report is really not responsible, that other factors contributed to the accident.
Ray King is an experienced motorcycle accident attorney. With over twenty years of helping motorcycle riders in Austin, Texas recover financially from motorcycle accidents, he can help you fight to cover the cost of motorcycle repairs, pay for medical bills and recover lost wages. He has the resources to effectively fight insurance companies as he seeks the full compensation for your motorcycle accident claim. Contact Ray today for a FREE case consultation.